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There are people out there who have fallen on bad times financially. As a result, they may not be earning enough to cover for their needs. In an attempt to try to make things meet, many often refer to lenders to take out loans that will help tide them over until they get their hands to some more funds. Unfortunately, not every single lender they refer to are legit ones. There are times when they fall to the hands of a loan shark.


Loan sharks are people or firms that lend money to borrowers at very exorbitant rates. There are even some that are operating beyond the legal means. Most of the time, these lenders are known for their predatory practices. Oftentimes, they purposefully seek out those individuals who are at their wits’ end financially, especially those who have been rejected by banks and other lenders. They prey on those desperate enough to agree to anything as long as they can get access to funds.


In the UK, illegal loan sharking is considered a serious crime. It is often linked to serious physical violence and worse, to organised crime. Typically, loan sharks work from how and charge extremely exorbitant rates. They also rarely give any paperwork to borrowers for the loan contract which means that they can change it to fit their nefarious goals.



They’re also known to use illegal means in recouping the money they lend to borrowers. For instance, they threaten violence and could even take valuables away as payment. This is the reason why people are advised to steer clear from their path and to never borrow money from them.